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Mochamad Aufa
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Large banks

BBCA

Bank Central Asia

Earned premiumPBV above 2x, but in line with its ROE.

This is an educational tool, not a recommendation to buy, sell or hold any stock. Figures come from Yahoo Finance automatically and can be late or wrong; check the official filings before deciding anything.

Data as of · Yahoo Finance

01

Net assets

Equity (net assets)
Rp283T
Shares outstanding
122.8 billion
Net assets per share
Rp2,307
Price
Rp4,980
PBV
2.16x

Price is 116% above net assets.

02

Earning power

Trailing 12-month net profit
Rp59.3T
Earnings per share (EPS)
Rp483
Price
Rp4,980
PER
10.3x

You pay 10.3x a year's earnings per share. Peer median: 5.89x.

03

ROE: is the premium earned?

Return on equity (ROE)
21.2%
PBV justified by ROE
1.77x
PBV
2.16x

An ROE of 21% justifies a PBV around 1.77x, up to 3.53x. 2.16x is within that.

04

Cash

Cash & equivalents
Rp95.6T
Total debt
Rp2.4T
Net cash (cash − debt)
Rp93.1T
Cash per share
Rp778
Market cap
Rp612T
Cash ÷ market cap
16%

For banks, cash and debt are the product itself, so the cash and debt rules are skipped.

05

Red flags

No red flags under the rules on this page.

Positive signs

  • Dividend yield 7.6%.

Free float 39.2% (estimate). Free float marked * is estimated from Yahoo's insider holdings, not the official IDX figure.

06

Against peers

Price if PBV = peer median
Rp2,710
1.17x → -46% vs Rp4,980
Price if PER = peer median
Rp2,843
5.89x → -43% vs Rp4,980

A rough calculation from the other stocks in the group, not a price target.

Middle range: PBV 1.06x – 1.53x · PER 5.77x – 7.74x

StockPBVPERROEDiv. yieldCategory
BBCA2.16x10.3x21%7.6%Earned premium
BBRI1.32x6.88x19%14.9%Fair
BMRI1.17x5.41x22%14.6%Fair
BBNI0.72x5.89x12%10.5%Discount
Group median1.25x6.38x