Large banks
BBNI
Bank Negara Indonesia (Persero)
This is an educational tool, not a recommendation to buy, sell or hold any stock. Figures come from Yahoo Finance automatically and can be late or wrong; check the official filings before deciding anything.
Data as of · Yahoo Finance
01
Net assets
- Equity (net assets)
- Rp1.6T
- Shares outstanding
- 0.4 billion
- Net assets per share
- Rp4,558
- Price
- Rp3,290
- PBV
- 0.72x
Price is 28% below net assets: a discount.
02
Earning power
- Trailing 12-month net profit
- Rp198B
- Earnings per share (EPS)
- Rp559
- Price
- Rp3,290
- PER
- 5.89x
You pay 5.89x a year's earnings per share. Peer median: 6.88x.
03
ROE: is the premium earned?
- Return on equity (ROE)
- 12.2%
- PBV justified by ROE
- 1.01x
- PBV
- 0.72x
A PBV of 0.72x is not yet a premium (≤ 2x), so ROE has nothing to justify.
04
Cash
- Cash & equivalents
- Rp152T
- Total debt
- Rp110T
- Net cash (cash − debt)
- Rp42.2T
- Cash per share
- Rp428,388
- Market cap
- Rp1.2T
- Cash ÷ market cap
- 13,021%
For banks, cash and debt are the product itself, so the cash and debt rules are skipped.
05
Red flags
No red flags under the rules on this page.
Positive signs
- Dividend yield 10.5%.
Free float 31.2% (estimate). Free float marked * is estimated from Yahoo's insider holdings, not the official IDX figure.
06
Against peers
- Price if PBV = peer median
- Rp6,016
- 1.32x → 83% vs Rp3,290
- Price if PER = peer median
- Rp3,845
- 6.88x → 17% vs Rp3,290
A rough calculation from the other stocks in the group, not a price target.
Middle range: PBV 1.06x – 1.53x · PER 5.77x – 7.74x